individual publications academic article Farm Credit and Credit Demand Elasticities in Shaanxi and Gansu, People's Republic of China. Canadian Acoustics. 23:1020-1035. 2012 On the Transactions Values of Land Use Rights in China. Journal of Comparative Economics. 2012 Subjective Risks, Objective Risks and the Crop Insurance Problem in Rural China. The Geneva Papers on Risk and Insurance - Issues and Practice. 2012 Are the Poor Really More Trustworthy? A Micro-lending Experiment. Agricultural Finance Review. 69:67-87. 2009 Business and Financial Risks of Small Farm Households in China. China Agricultural Economic Review. 2:155-172. 2009